Most Common Myths About Home Insurance

If you recently bought a house, you know there’s a lot to think about. One of the essential things to think about is homeowner’s insurance. With this type of insurance being so common across the country, it’s easy to see why there are so many misconceptions about it. At George Ryan Jr. Insurance Group Inc, we want you to know the ins and outs of homeowners insurance and the myths surrounding it.

Myth #1: Home insurance is too expensive

This is a common misconception about homeowner’s insurance. The cost of homeowner’s insurance will vary from one insurance company to another and from one policyholder to the next. However, it’s important to note that homeowner’s insurance is typically affordable and has the potential to save you a lot of money in the long run.

Myth #2: My home is too old/new to get home insurance

Home insurance is available for any home in Bourbonnais, IL. If you have an older home, contact us today for more information about homeowner’s insurance or special coverage you need.

Myth #3: Home insurance only covers the structure of my home

Home insurance covers much more than just the structure of your home. Depending on the policy you choose, you can get coverage for damage from a wide variety of causes, including:

  • Wind or hail
  • Fire or lightning
  • Vandalism or malicious mischief
  • Flooding

Myth #4: My homeowner’s insurance doesn’t cover my belongings

When you insure your home with a quality company, you can rest assured knowing that you are getting protection for what matters most to you and your family. Be sure to find out about all the policy features and discounts available that can help save you money.

Get More Information About Home Insurance In Bourbonnais, IL

George Ryan Jr. Insurance Group Inc would love to help you with any other questions you may have. Please feel free to call us to get an estimate. We have the experience you can count on to provide you with proper home insurance coverage.