Flood insurance is one of those kinds of insurance that you don’t really need until you really, really need it. Realistically you can say that about most kinds of insurance (outside of those you are legally required to have). Hopefully, you never need flood insurance. However, it is a form of protection that can help you save thousands, if not tens of thousands of dollars, in repair damages. So while you don’t need flood insurance by law, having it will offer you peace of mind. If you live in greater Bourbonnais, IL our team here at George Ryan Jr. Insurance Group Inc is here to help you find the flood insurance that’s right for you, your property, and your budget.
Flooding Can Happen A Number Of Ways
When you think of flooding you probably picture Florida homes filling with water after a major hurricane. Naturally, in Illinois this isn’t a problem you’ll face. However, flooding can occur in other instances. A pipe might burst in your basement during the winter. Or a crack in the foundation might cause the basement to leak and eventually flood. Flood and water damage can occur if there is a fire in your house as well, due to the amount of water needed to put the fire out.
Protect Your Home With Flood Insurance
While not a required form of insurance, it can be a huge financial saver if you ever experience flooding. From a burst pipe to water from fire damage, there are all kinds of reasons why you will want to take out flood insurance. If you want to know more about it and what might work for your particular Bourbonnais, IL property, our staff at George Ryan Jr. Insurance Group Inc is standing by and ready to assist you.