If you have auto accidents within the past seven years, you know those auto accidents will show up on your driving record. As a result of this, most people can expect their auto insurance rates to increase. But if you have accidents on your driving record, you may wonder how those accidents will affect your RV insurance rate. Here at George Ryan Jr. Insurance Group Inc, serving the greater Bourbonnais, IL area, this is a question we are often asked by customers. Here is how prior auto accidents can affect your RV insurance rates.
When you are looking to obtain RV insurance, the driving record of every person listed on the RV policy is checked. This is because an RV is driven. If you have tickets or accidents on your driving record, this can affect your ability to safely drive an RV. As such, if you or anyone else listed on your policy has tickets or accidents on their driving record within the past seven years, you can expect the premiums for your RV insurance to be higher than it would be if you or the other drivers did not have any tickets or accidents on your record. Fortunately for you though, a driving record is not permanent. Once the ticket or accident falls off your driving record, your insurance rates should decrease, as long as there are not any new accidents or tickets.
When you are looking to buy either auto insurance or RV insurance in the greater Bourbonnais, IL area, George Ryan Jr. Insurance Group Inc can help you to get the policy you need at a fair and reasonable price. Call us today and let’s get started on your new insurance policy.