It is motorcycle season, and the insurance agents at the George Ryan Jr. Insurance Group Inc serving the Bourbonnais, IL area want you to know what motorcycle insurance covers and how important it is to have a policy before you hit the road on your beautiful bike.
Illinois Motorcycle Insurance Requirements
In Illinois, motorcycle insurance is required, and you will have to show proof that you have insurance before you can even register your bike. If you’re caught riding your bike without at least a liability insurance policy, you could face hefty fines and even lose your driver’s license or motorcycle endorsement. A minimum motorcycle liability insurance policy will meet these requirements. It will assist you in paying for the medical bills and property damage of another driver if you are at fault in some accident. It can also help pay for anything associated with a passenger on your bike if you have an accident.
A comprehensive motorcycle insurance policy is excellent if your bike is damaged or destroyed by a natural disaster, it catches on fire, or somebody vandalizes it. It can also help you out if somebody steals your motorcycle.
A collision insurance policy will help you pay for any damage to your bike if you collide with another vehicle or even a stationary object. A lender may require both collision and comprehensive insurance if you still owe money for the purchase of your beloved motorcycle.
Contact George Ryan Jr.
To start your policy, contact the experienced motorcycle agents at the George Ryan Jr. Insurance Group Inc serving the Bourbonnais, IL area today!