Motorcyclists often have a formidable reputation that deters people from deliberately vandalizing a bike. However, if you find yourself in such a situation, you’ll handle this problem like a law-abiding citizen. You’ll let the police and insurance companies do their jobs, and you’ll do your part. Then, you’ll take a deep breath and take the offender to court if necessary. If you work well with your insurance company, going to court might not even be necessary.
Comprehensive Coverage
Vandalism can be problematic for motorcyclists because their vehicles are more accessible than cars. For such a situation as vandalism, you want comprehensive coverage. This covers damage to your vehicle that is outside your control. It is optional coverage but highly recommended. Many lenders will require that you have it when you lease or finance a vehicle. If your motorcycle is vandalized, call the police and take pictures. Do not ride the bike until officers have assessed the damage. After you’ve filed a police report, contact your insurance company to have the damage evaluated by an insurance adjuster. Once all the evaluations have been done, you can take your motorcycle to a mechanic for repairs. Be sure to keep the receipt. You’ll need it to get compensated.
Contact George Ryan Jr. Insurance Group Inc. in Bourbonnais, IL
If you are in the Bourbonnais, IL, area and would like motorcycle insurance, please contact George Ryan Jr. Insurance Group Inc. We will connect you with one of our knowledgeable and courteous agents who will help you find what you need.
