Auto insurance is a requirement for driving a vehicle, but not all auto insurance provides the same level of coverage. Knowing what’s covered by your auto insurance can help if your vehicle is damaged in an auto accident.

The professionals at George Ryan Jr. Insurance Group, Inc, servicing Bourbonnais, IL and surrounding areas, are here to help you understand your insurance. If you need to make a claim, we can help with that, too. Here’s what you need to know. 

Does Auto Insurance Pay To Repair or Replace a Car After an Accident?

Some kinds of auto insurance can pay to repair or replace your vehicle after an accident occurs. If your auto insurance is limited to liability coverage only, you will not be able to use your insurance for these purposes. If you have collision coverage or full coverage, your insurance can be used toward vehicle repairs. 

If you’re not sure what type of insurance you have or whether repair of your vehicle is covered, your insurance agent can help. Call to get answers to your questions. 

If You’re in an Auto Accident, Can You File a Claim With Your Insurance Agency?

If you’re in an accident and your auto insurance includes collision coverage, you can file a claim with your insurance agency. Your insurance agent can help you get started with your claim. 

At George Ryan Jr. Insurance Group, Inc, servicing the Bourbonnais, IL area, we help our customers find the best insurance for their needs. We work with many carriers, so you can shop around until you find an insurance product that provides the right level of coverage. If you need to file a claim, our insurance experts are happy to answer your questions and help you kick off the process. Call today.