Welcome to the George Ryan Jr. Insurance Group, Inc. We are so pleased to serve as a full service insurance provider for not only South Carolina residents, but also for California, Florida, Indiana, Louisiana, Michigan, Missouri, New Mexico, Ohio, Tennessee, Texas, and Wisconsin residents as well. We offer all major policy types including the following popular options.
Auto Insurance Coverage
Vehicle insurance is normally a three part policy. This type of insurance includes:
- Liability: Insurance that covers damages caused by the driver. This policy covers both the personal damages and the vehicular damages that may occur. It does not apply the driver holding the policy, however.
- Collision: Collision coverage applies to the driver's vehicle when they are in any type of collision. This may be a wreck involving other vehicles, or it may be a collision with an object, animal, or building.
- Comprehensive Coverage: This coverage applies to situations which do not involve a collision. For example, vehicle theft, vehicle vandalism, or damage to the vehicle that occurred due to natural disasters.
Homeowner’s coverage is the insurance that protects your house. It protects not only the home's exterior, but also the vast majority of the interior as well. This usually includes any personal possessions of the homeowner and their family. The homeowner’s policy also covers liability. This means that when a person is hurt on the property, the homeowner has the financial protection they need to pay for the bills related to that injury if they are deemed responsible for the injury.
Commercial coverage is something that any business owner needs, no matter what the size of the business. This kind of policy is like a homeowner's policy in some ways, since it protects the buildings and items that are owned by the business. However, it is especially important because of the business liability coverage. That coverage gives protection to the business when it comes to their interaction with the public. Any damages or injuries that are ruled to be caused by the business are covered by the policy.
Don't allow yourself to get caught without the insurance coverage you need. The Charleston, SC independent insurance agents at the George Ryan Jr. Insurance Group, Inc offer not only home, auto, and commercial, but also other coverage types like life, health and more. Contact us today!