{"id":74,"date":"2018-08-15T02:00:00","date_gmt":"2018-08-15T14:00:00","guid":{"rendered":"https:\/\/www.grinsure.com\/blog\/?p=74"},"modified":"2018-08-15T10:43:55","modified_gmt":"2018-08-15T16:43:55","slug":"how-much-healthcare-deductible-can-you-afford","status":"publish","type":"post","link":"https:\/\/www.grinsure.com\/blog\/how-much-healthcare-deductible-can-you-afford\/","title":{"rendered":"How Much Healthcare Deductible Can You Afford?"},"content":{"rendered":"<p>There are a lot of ways that you can lower your healthcare deductible these days but before you do too much, you want to make sure that you do not leave yourself in a position where you cannot afford to use your insurance. One of the ways that people lower their insurance premiums in Bourbonnais, IL is by increasing their healthcare deductible. However, here at George Ryan Jr. Insurance Group Inc we want to make sure that you can afford the deductible that you choose.&nbsp;<\/p>\n<p>In order to determine how much of a healthcare deductible you can afford, you need to take a good look at your finances. If you have a good amount in savings that you can pull from if needed, then you may want to start with that number. If you do not have any savings, the next thing you want to look at is how much income you are bringing in. You do not want to get a deductible that you cannot afford to pay with your savings or with your regular income. If you choose one that is higher than you can pay with your savings or income, you may run into an issue of not being able to use your insurance at all. This is the last thing that you want because insurance is not useful if you cannot use it.&nbsp;<\/p>\n<p>If you are still not sure how much you can afford, be sure to reach out to us here at George Ryan Jr. Insurance&nbsp;Group Inc, serving Bourbonnais, IL. We can help you determine how much you can afford and then help you find the right healthcare plan that takes this into account but is still in your budget. Contact us today to get started finding your plan.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>There are a lot of ways that you can lower your healthcare deductible these days but before you do too much, you want to make sure that you do not leave yourself in a position where you cannot afford to use your insurance. One of the ways that people lower their insurance premiums in Bourbonnais, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[9,10],"class_list":["post-74","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-bourbonnais-il","tag-george-ryan-jr-insurance-group-inc"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"There are a lot of ways that you can lower your healthcare deductible these days but before you do too much, you want to make sure that you do not leave yourself in a position where you cannot afford to use your insurance. One of the ways that people lower their insurance premiums in Bourbonnais,\" \/>\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"agentinsure\"\/>\n\t<meta name=\"keywords\" content=\"bourbonnais il,george ryan jr. insurance group inc\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.grinsure.com\/blog\/how-much-healthcare-deductible-can-you-afford\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | George Ryan Jr. Insurance Group, Inc. |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"How Much Healthcare Deductible Can You Afford? | Blog | George Ryan Jr. Insurance Group, Inc.\" \/>\n\t\t<meta property=\"og:description\" content=\"There are a lot of ways that you can lower your healthcare deductible these days but before you do too much, you want to make sure that you do not leave yourself in a position where you cannot afford to use your insurance. One of the ways that people lower their insurance premiums in Bourbonnais,\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.grinsure.com\/blog\/how-much-healthcare-deductible-can-you-afford\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2018-08-15T14:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2018-08-15T16:43:55+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"How Much Healthcare Deductible Can You Afford? | Blog | George Ryan Jr. Insurance Group, Inc.\" \/>\n\t\t<meta name=\"twitter:description\" content=\"There are a lot of ways that you can lower your healthcare deductible these days but before you do too much, you want to make sure that you do not leave yourself in a position where you cannot afford to use your insurance. One of the ways that people lower their insurance premiums in Bourbonnais,\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/how-much-healthcare-deductible-can-you-afford\\\/#article\",\"name\":\"How Much Healthcare Deductible Can You Afford? | Blog | George Ryan Jr. Insurance Group, Inc.\",\"headline\":\"How Much Healthcare Deductible Can You Afford?\",\"author\":{\"@id\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/#organization\"},\"datePublished\":\"2018-08-15T02:00:00-06:00\",\"dateModified\":\"2018-08-15T10:43:55-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/how-much-healthcare-deductible-can-you-afford\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/how-much-healthcare-deductible-can-you-afford\\\/#webpage\"},\"articleSection\":\"Insurance, Bourbonnais IL, George Ryan Jr. Insurance Group Inc\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/how-much-healthcare-deductible-can-you-afford\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.grinsure.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.grinsure.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/category\\\/insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/how-much-healthcare-deductible-can-you-afford\\\/#listItem\",\"name\":\"How Much Healthcare Deductible Can You Afford?\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.grinsure.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/how-much-healthcare-deductible-can-you-afford\\\/#listItem\",\"position\":3,\"name\":\"How Much Healthcare Deductible Can You Afford?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/#organization\",\"name\":\"Blog | George Ryan Jr. Insurance Group, Inc.\",\"url\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"agentinsure\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/how-much-healthcare-deductible-can-you-afford\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"agentinsure\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/how-much-healthcare-deductible-can-you-afford\\\/#webpage\",\"url\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/how-much-healthcare-deductible-can-you-afford\\\/\",\"name\":\"How Much Healthcare Deductible Can You Afford? | Blog | George Ryan Jr. Insurance Group, Inc.\",\"description\":\"There are a lot of ways that you can lower your healthcare deductible these days but before you do too much, you want to make sure that you do not leave yourself in a position where you cannot afford to use your insurance. One of the ways that people lower their insurance premiums in Bourbonnais,\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/how-much-healthcare-deductible-can-you-afford\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2018-08-15T02:00:00-06:00\",\"dateModified\":\"2018-08-15T10:43:55-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/\",\"name\":\"Blog | George Ryan Jr. Insurance Group, Inc.\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.grinsure.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"How Much Healthcare Deductible Can You Afford? | Blog | George Ryan Jr. Insurance Group, Inc.","description":"There are a lot of ways that you can lower your healthcare deductible these days but before you do too much, you want to make sure that you do not leave yourself in a position where you cannot afford to use your insurance. One of the ways that people lower their insurance premiums in Bourbonnais,","canonical_url":"https:\/\/www.grinsure.com\/blog\/how-much-healthcare-deductible-can-you-afford\/","robots":"max-snippet:-1, max-image-preview:large, max-video-preview:-1","keywords":"bourbonnais il,george ryan jr. insurance group inc","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.grinsure.com\/blog\/how-much-healthcare-deductible-can-you-afford\/#article","name":"How Much Healthcare Deductible Can You Afford? | Blog | George Ryan Jr. Insurance Group, Inc.","headline":"How Much Healthcare Deductible Can You Afford?","author":{"@id":"https:\/\/www.grinsure.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.grinsure.com\/blog\/#organization"},"datePublished":"2018-08-15T02:00:00-06:00","dateModified":"2018-08-15T10:43:55-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.grinsure.com\/blog\/how-much-healthcare-deductible-can-you-afford\/#webpage"},"isPartOf":{"@id":"https:\/\/www.grinsure.com\/blog\/how-much-healthcare-deductible-can-you-afford\/#webpage"},"articleSection":"Insurance, Bourbonnais IL, George Ryan Jr. Insurance Group Inc"},{"@type":"BreadcrumbList","@id":"https:\/\/www.grinsure.com\/blog\/how-much-healthcare-deductible-can-you-afford\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.grinsure.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.grinsure.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.grinsure.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.grinsure.com\/blog\/category\/insurance\/#listItem","position":2,"name":"Insurance","item":"https:\/\/www.grinsure.com\/blog\/category\/insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.grinsure.com\/blog\/how-much-healthcare-deductible-can-you-afford\/#listItem","name":"How Much Healthcare Deductible Can You Afford?"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.grinsure.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.grinsure.com\/blog\/how-much-healthcare-deductible-can-you-afford\/#listItem","position":3,"name":"How Much Healthcare Deductible Can You Afford?","previousItem":{"@type":"ListItem","@id":"https:\/\/www.grinsure.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.grinsure.com\/blog\/#organization","name":"Blog | George Ryan Jr. Insurance Group, Inc.","url":"https:\/\/www.grinsure.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.grinsure.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.grinsure.com\/blog\/author\/agentinsure\/","name":"agentinsure","image":{"@type":"ImageObject","@id":"https:\/\/www.grinsure.com\/blog\/how-much-healthcare-deductible-can-you-afford\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"agentinsure"}},{"@type":"WebPage","@id":"https:\/\/www.grinsure.com\/blog\/how-much-healthcare-deductible-can-you-afford\/#webpage","url":"https:\/\/www.grinsure.com\/blog\/how-much-healthcare-deductible-can-you-afford\/","name":"How Much Healthcare Deductible Can You Afford? | Blog | George Ryan Jr. Insurance Group, Inc.","description":"There are a lot of ways that you can lower your healthcare deductible these days but before you do too much, you want to make sure that you do not leave yourself in a position where you cannot afford to use your insurance. One of the ways that people lower their insurance premiums in Bourbonnais,","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.grinsure.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.grinsure.com\/blog\/how-much-healthcare-deductible-can-you-afford\/#breadcrumblist"},"author":{"@id":"https:\/\/www.grinsure.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.grinsure.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2018-08-15T02:00:00-06:00","dateModified":"2018-08-15T10:43:55-06:00"},{"@type":"WebSite","@id":"https:\/\/www.grinsure.com\/blog\/#website","url":"https:\/\/www.grinsure.com\/blog\/","name":"Blog | George Ryan Jr. Insurance Group, Inc.","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.grinsure.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | George Ryan Jr. Insurance Group, Inc. |","og:type":"article","og:title":"How Much Healthcare Deductible Can You Afford? | Blog | George Ryan Jr. Insurance Group, Inc.","og:description":"There are a lot of ways that you can lower your healthcare deductible these days but before you do too much, you want to make sure that you do not leave yourself in a position where you cannot afford to use your insurance. One of the ways that people lower their insurance premiums in Bourbonnais,","og:url":"https:\/\/www.grinsure.com\/blog\/how-much-healthcare-deductible-can-you-afford\/","article:published_time":"2018-08-15T14:00:00+00:00","article:modified_time":"2018-08-15T16:43:55+00:00","twitter:card":"summary","twitter:title":"How Much Healthcare Deductible Can You Afford? | Blog | George Ryan Jr. Insurance Group, Inc.","twitter:description":"There are a lot of ways that you can lower your healthcare deductible these days but before you do too much, you want to make sure that you do not leave yourself in a position where you cannot afford to use your insurance. One of the ways that people lower their insurance premiums in Bourbonnais,"},"aioseo_meta_data":{"post_id":"74","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2020-12-21 14:52:57","updated":"2025-08-18 15:40:01","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.grinsure.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.grinsure.com\/blog\/category\/insurance\/\" title=\"Insurance\">Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tHow Much Healthcare Deductible Can You Afford?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.grinsure.com\/blog"},{"label":"Insurance","link":"https:\/\/www.grinsure.com\/blog\/category\/insurance\/"},{"label":"How Much Healthcare Deductible Can You Afford?","link":"https:\/\/www.grinsure.com\/blog\/how-much-healthcare-deductible-can-you-afford\/"}],"_links":{"self":[{"href":"https:\/\/www.grinsure.com\/blog\/wp-json\/wp\/v2\/posts\/74","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.grinsure.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.grinsure.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.grinsure.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.grinsure.com\/blog\/wp-json\/wp\/v2\/comments?post=74"}],"version-history":[{"count":1,"href":"https:\/\/www.grinsure.com\/blog\/wp-json\/wp\/v2\/posts\/74\/revisions"}],"predecessor-version":[{"id":75,"href":"https:\/\/www.grinsure.com\/blog\/wp-json\/wp\/v2\/posts\/74\/revisions\/75"}],"wp:attachment":[{"href":"https:\/\/www.grinsure.com\/blog\/wp-json\/wp\/v2\/media?parent=74"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.grinsure.com\/blog\/wp-json\/wp\/v2\/categories?post=74"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.grinsure.com\/blog\/wp-json\/wp\/v2\/tags?post=74"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}