George Ryan Jr. Insurance Group Inc, serving the greater Bourbonnais, IL area, can help Illinois residents get the auto insurance coverage they need. One of the biggest mistakes we have seen from people regarding auto insurance is purchasing minimum coverage and assuming it will meet their needs. Minimum coverage is the minimum amount of coverage you are required to carry in the state, but for most people, it is not enough. Read on to learn more. <\/p>\n
In Illinois, the minimum amount of auto insurance you must carry is $25,000\/$50,000\/$20,000. This policy provides a limit of $25,000 per person for bodily injury, up to a maximum of $50,000 per accident. It also covers up to $20,000 in damage to another person’s property. <\/p>\n
Minimum auto coverage may not provide enough coverage for most drivers for several reasons. First, $20,000 in damage to another person’s property is fairly low. Trucks and SUVs can easily cost $40,000 to $50,000, and repairs to those pricer vehicles can exceed $20,000. If your insurance policy does not provide enough coverage, the other party can personally sue you, going after your assets. Additionally, minimum auto insurance does not provide any coverage to you in the event someone is underinsured or not insured. <\/p>\n
If you currently have minimum auto insurance, the policy limits may not provide you with as much coverage as you need in the event of an accident. The team at George Ryan Jr. Insurance Group Inc, serving the greater Bourbonnais, IL area, can help you get the policy that provides the most coverage for your needs. Call us now to obtain an estimate for a new auto insurance policy. <\/p>\n","protected":false},"excerpt":{"rendered":"
George Ryan Jr. Insurance Group Inc, serving the greater Bourbonnais, IL area, can help Illinois residents get the auto insurance coverage they need. One of the biggest mistakes we have seen from people regarding auto insurance is purchasing minimum coverage and assuming it will meet their needs. Minimum coverage is the minimum amount of coverage you […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[9,10],"class_list":["post-170","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-bourbonnais-il","tag-george-ryan-jr-insurance-group-inc"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t