Floods Happen! **Your home has a 26% chance of being damaged by a Flood during the course of a 30 year mortgage, compared to a 9% chance of a fire!
Buying Flood Insurance is the best thing you can do to protect your home, business, family and financial security from a flood.
Unless your lender is requiring Flood Insurance for a real estate closing, It takes 30 days for a Flood Insurance Policy to go into effect! So don’t wait for threatening high waters or a hard rain, because you will not be able to get covered!
Floods happen when bodies of water overflow or rivers, streams and ground water tables rise due to heavy rains or thawing snow and ice.
Your Homeowners Insurance DOES NOT COVER FLOOD!
Back up of Sewer and Drain DOES NOT COVER FLOOD!
Coverage is relatively inexpensive.
Flood Insurance policy holders are compensated for all covered losses as stated and described in your flood policy, including debris cleanup.
Flood insurance covers losses to your property caused by flooding. Structural and mechanical damage, floor surfaces like carpeting and tile are covered.
In addition to covering debris cleanup, structures and mechanical equipment, you should purchase additional coverage that insures most of your personal property up to a specified limit, including: Clothing, furniture, housewares, bedding, lamps, and fixtures, area rugs and draperies, clothes washers and dryers, air conditioners, food freezers and the food in them, portable microwave ovens.
George Ryan, Jr. Insurance will help you handle your claim quickly, so that you can have peace of mind if a flood damages your property.
George Ryan, Jr. Insurance represents Flood Insurance Companies including AIG Flood and Hartford Flood all backed my the National Flood Insurance Program or NFIP.
George Ryan, Jr. Insurance Agency is the Insurance Agent of choice, when searching for Flood Insurance - Home Insurance – Renters Insurance - Auto Insurance – Roadside assistance and Towing and Rental Insurance - State Required SR 22 Financial Responsibility Insurance – Life Insurance – Health Insurance - Business Insurance – Mobile Home Insurance - Boat Insurance - Snowmobile Insurance - ATV Insurance - Motor Home Insurance.
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